Automatic payment confirmation and order completion system
Payment gateways and e-wallets typically take 3~5% per order. That sounds small, until you run 1 billion VND in GMV and find you have paid 30~50 million just to collect money.
MONA built its own software to read bank notifications directly, match each payment to the right customer's order, and fire an event into the platform to complete the order automatically. No intermediary, no percentage-based fees.
Highlights
No cost for payment gateways, e-wallets or any third party that usually charges a percentage of each transaction.
Mona developed its own software to read notifications directly from banks, identify which customer the order belongs to and fire an event to Mona E-Learning to complete the order automatically.
The system has been verified by more than 200 instructors/experts who have launched E-Learning and operated for a long time, with no payment errors or discrepancies causing money loss.
Khanh Hung Academy and Mona Academy websites are also using this automatic payment notification system to save costs.
A 3~5% commission per order may seem small, but with total GMV of 1 billion VND, you would have to pay 30~50 million to gateways & wallets.
How it works
- 01
Read bank notifications directly
MONA developed dedicated software that reads notifications straight from the bank, bypassing intermediary payment gateways.
- 02
Match and complete the order automatically
The software verifies which customer an order belongs to, then fires an event into MONA eLearning to complete the order automatically.
- 03
Proven at real scale
The system has been proven across more than 200 instructors and experts who have launched courses and run for extended periods with no payment errors or discrepancies that lost money. Khánh Hùng Academy and Mona Academy run on this same automatic confirmation system.
Frequently asked questions
Without a payment gateway, where does the money go?
Straight into your own bank account. The system only reads bank notifications to reconcile and complete the order.
How much does this save?
Gateways and wallets typically charge 3~5% per order. On 1 billion VND in GMV that is 30~50 million.
Has the system ever had payment errors?
It has been proven across more than 200 instructors and experts over extended operation, with no payment errors or discrepancies that lost money.
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